Council tax may need to rise by up to 5% a year for the next three years in order to keep services running and pay for social care reforms, a think tank has warned.

But what do these rises mean and how will they affect people?

The Institute for Fiscal Studies (IFS) said that under current government spending plans, a rise of at least 3.6% on council tax bills will be needed per year in order for town halls to keep services running at the levels seen before the Covid pandemic.