How would Scottish independence affect my mortgage with a UK bank, and will my cost of borrowing go up? Surely these are hugely important questions to which Scottish homeowners need a clear answer. Could I retain my mortgage with a bank in another country? I know that I cannot get a mortgage from America or the EU, so why would it be different if Scotland left the Union? Sam James, Falkirk, Stirlingshire
THE shortcomings of the SNP government are many and varied, but the most serious and far-reaching is the failure to provide a high standard of education to Scotland’s young people. These pupils are the citizens of the future, those who will be taking their place in business, industry, academia, healthcare and many other sectors in the not-too-distant future. “Judge me by education” was the cry. Well, the judgment time is now, and the verdict is guilty. The failure to grow the economy, the failure to keep control of crime, the failure to improve health outcomes. These are all grave missteps, but the failure in education is unforgivable. Young people only have one chance in life, and the policies of this Government have grievously let them down. Anyone who loves Scotland and its people should think long and hard as to how they use their votes on May 6. John Steven, Newton Mearns.
FIRST Minister Nicola Sturgeon is being disingenuous when she says the Holyrood election is not all about independence. You can be sure that if she wins a majority on May 6, it will only be about independence, every day for the next five years. Nothing else matters to her – independence transcends everything. ALLAN THOMPSON, Bearsden, Dunbartonshire.